International Women's Day/Women's History Month: More About Amy!
To celebrate International Women’s Day and Women’s History Month, we decided to interview the person who brings that feminine touch to Milborn.
Chances are, if you’ve interacted with us on social media, through e-mails, or on the phone, you’ve spoken to Amy! She’s in charge of all our marketing, content creating, event planning, client scheduling and services, and basically anything that doesn’t involve financial planning itself (unless it’s her own!). After starting at Milborn Advisors, she’s decided to take her finances much more seriously and has certainly reaped the benefits.
How did you get started at Milborn Advisors?
Mark was actually a client of mine before I became an employee of his - he commissioned me to do the photography and visual imagery for Milborn’s office and website. Any photos you see on Milborn’s website are mine, as are the photographs hanging on the office walls (that don’t have a bear or a bull in them!).
How would you describe your relationship with finances?
Very limited, and quite rocky. My childhood and early twenties, like most (I’m guessing), consisted of absolutely no savings - I was basically living paycheck-to-paycheck, trying to make ends meet while pursuing dreams. After a while, I became tired of this, so I wanted to take matters into my own hands. While I had been reading about budgeting and personal finance for a while, it wasn’t until I started working at Milborn Advisors that I really decided to start taking it seriously.
What’s one weird fact about you?
I hate cinnamon.
What financial advice would you give to your peers?
Budget and start saving as soon as you can. If you have a budget, you can save so much more easily, because you have a plan and know exactly how much money you can put away without struggling. Even if it’s only $50/month, something is better than nothing.
Also - don’t think you can’t do anything fun because you’re saving! Right now, I’m currently putting money away into an emergency fund and a trip to Japan this year. Because of the budget, I realized I have extra money I didn’t know about that can be put away towards a trip! It’s amazing what you can learn about your finances from budgeting.
The method I currently use is the 50/20/30 method - 50% to necessities, 20% into savings, and 30% “fun” money/daily living money. It’s a great place to start, and it’s seriously changed my financial world.
Anything else you want to share?
The cute shiba inu in the scarf on our Instagram page - he’s mine. His name is Shiro!